Headshot of Maria M Garcia

Maria M Garcia

Loan Officer

NMLS #1623614

78 SW 7th Street, Suite 800 Office 151 & 152
Miami, FL 33130
(305) 317-0467 (305) 317-0467
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Maria M

Born and raised in Miami, Florida, I am of Cuban descent. I am also bilingual, fluent in both Spanish and English, allowing me to better serve the diverse cultures in South Florida.

Because I come from a close family, many of whom are business owners, I was raised with independence and entrepreneurial ambition. My parents built multiple businesses from the ground up, giving me an incredibly important foundation on which to stand and launch my own career. My vision for accomplishing my professional goals is endless, and I strive for perfection in every transaction.

I understand the significance of being a homeowner, and I truly enjoy finding the right financing for you. I have a background as a real estate agent, and that, combined with my expertise in home lending, allows me to bring knowledge of different parts of the business to every mortgage interaction.

My guidance and recommendations are a key part of my service. I believe a well-informed client is not only happy, but capable of making the best choices. Working with me, you’ll have the knowledge and tools to succeed, and be confident you have made the right decision, both before and after closing.

I am experienced, professional, and extremely committed. I am ready and willing to go above and beyond for you, exceeding your highest expectations. Contact me today!


Recent Posts and Articles

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    If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

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    Navigating a Hot Homebuying Market Amid Rising Rates

    Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.

  • A home prepared for colder weather after following tips to winterize your home

    Frosty Fixups: 10 Ways to Winterize Your Home

    Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (305) 317-0467