Headshot of Michael Zaccagnini

Michael Zaccagnini

Sr. Loan Officer

Mike Zaccagnini Team

NMLS #161520

26 Mill Plain Road, Suite 2E
Danbury, CT 06811
tel Phone
(475) 888-0963
mobile Mobile
(203) 823-3497
fax Fax


About Michael

I’m a mortgage professional with over 25 years in the home financing and financial services industry. All those years later, I still get great satisfaction from helping my clients. Whether you’re buying your first home or dream abode, let’s make sure the biggest financial transaction of your life is done right.

As a former financial advisor, I analyze each borrower’s financial picture, time horizon, and income level to personalize my recommendations. I understand the diverse requirements of many home loans, including conventional, jumbo, FHA, VA, and first-time homebuyer programs. Together, we’ll discuss your goals and make a plan to achieve them.

My success often comes from identifying possibilities and being a student of lending guidelines. In many instances, my knowledge and experience make it possible to close a loan another lender couldn’t. No matter if you’re in the market or considering your options, give me a call and get started the right way today!

I’m a lifelong resident of Connecticut who enjoys adventures – mostly kayaking, mountain biking, live music, photography, and travel. I’m a proud parent of three college-aged children and a German Shepherd named Koda.

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  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at (475) 888-0963