CrossCountry Mortgage logomark

Kim Kerns

Sr. Loan Officer

New Smyrna Beach, FL Mortgage Lender

NMLS #1748728

Adress
318 Palmetto Street
New Smyrna Beach, FL 32168
Contact Methods
Email
tel Phone
407-551-9044
mobile Mobile
(407) 551-9044
fax Fax
386-368-8085

Awards

About Kim

As a loan officer, I take pride in my ability to solve complex financial challenges with finesse. I enjoy teaching my customers about the mortgage process and simplifying it to create a fun and rewarding homebuying experience.

Whether this is your first home, your next home, or a refinance, I’ll take the time to walk you through each step of the mortgage process, answer your questions and concerns, and keep you up to date on your loan’s status. From start to finish, I want to make sure you feel confident your mortgage is moving smoothly to closing.

Each mortgage is unique to your goals, circumstances, and priorities. Maybe a conventional mortgage will meet your requirements. Perhaps a jumbo loan is a better fit for your big dreams. Or you could qualify for programs like FHA, USDA, or VA. Whatever your homeownership dream may be, I look forward to helping you find the right product for your plans.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 407-551-9044