Headshot of Johnna Gingrich

Johnna Gingrich

Loan Officer

Newark, DE Mortgage Lender

NMLS #1645104

111 Continental Drive, Suite 111
Newark, DE 19713
Contact Methods
tel Phone
mobile Mobile
(814) 207-6694
fax Fax


About Johnna

After 5 years of working in the banking industry focused on providing a diverse range of financing solutions, I decided to expand my expertise into the mortgage world. With a passion for helping people achieve their homeownership dreams and a background in finance, I’m committed to providing my clients with transparent and personalized service to ensure satisfaction.

To do this, I’ll meet with you one-on-one so I can get a better understanding of your unique plans. Next, I’ll walk you through my portfolio of home financing solutions, such as conventional, FHA, VA, and USDA loans. If you have any general loan or application questions, I’ll always be a phone call away to answer them. My goal is to build long-term relationships and become your go-to, trusted loan advisor. Let’s take the next step in your homeownership journey – together.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 302-445-6715