Headshot of Todd Kitchen

Todd Kitchen

Loan Officer

Oklahoma City, OK Mortgage Lender

NMLS #1937529

8309 S Pennsylvania Ave
Oklahoma City, OK 73159
Contact Methods
mobile Mobile
(405) 204-8955


About Todd

Born and raised in the heartland, I understand the significance of community, friends, and family. My journey as a loan officer is not just a profession – it’s a testament to my commitment to the place I call home. From dusty fields to city skylines, my roots in Oklahoma have shaped my understanding of the unique needs and aspirations of people here. With a passion for transforming dreams into reality, I’ve made it my mission to empower individuals and families in Oklahoma to achieve their homeownership goals.

Being a loan officer is more than crunching numbers. It’s about building relationships and fostering a sense of belonging. I take pride in going beyond the conventional, ensuring my clients not only secure a home but become an integral part of the community they can call their own. I understand the significance of a secure and comfortable home and approach every client as an extension of my family, ensuring their homeownership journey is smooth, stress-free, and filled with moments of joy.

As a family person, I bring a unique blend of professionalism and passion to the world of loans. With a deep understanding of the local market, a wealth of industry knowledge, and a relentless drive to exceed expectations, I’m your trusted ally in the pursuit of your homeownership dreams. Let’s turn the key to your dreams together – because when you work with me, you’re not just getting a loan officer: You’re gaining a partner in your journey to a brighter, more secure future.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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