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Michael Giannetto

Branch Manager

Office Phone:
[email protected]

CrossCountry Mortgage
19 North Main Street, Suite A
Pearl River, NY 10965


About Michael

The best mortgage professional is someone who will listen, someone you can trust, and someone who refuses to treat you like a number. I am that someone, and I am determined to provide you with home financing strategies based on your unique financial objectives, time horizon, risk preferences, and tax considerations.

My unique approach involves assessing your situation and creating a strategy designed to deliver the best mortgage product and available rate, whether you’re purchasing or refinancing your primary residence, a second home or an investment property. With access to dozens of loan products and programs, I can secure the most competitive rates in the industry while keeping your fees as low as possible.

Above all, I will use my knowledge and expertise to consult you on the mortgage solution that best fits your needs. I have been providing residential and commercial mortgage planning services since 1998. You can be confident that my experience and tenure in this industry will translate to a smooth, stress-free mortgage experience for you and your family.

I currently reside in Washingtonville, NY with my wife Stacy and our two daughters. We try to take full advantage of what Orange County and the Hudson Valley has to offer. We feel blessed to live in this area.

My professional community and organization affiliations include:

  • Orange County Leadership - Orange Graduate 2015
  • Orange County Leadership - Orange Board of Directors
  • Orange County Chamber of Commerce
  • Goshen Chamber of Commerce
  • Business Network International
  • Hudson Valley Senior Source
  • Central Orange County Italian American Association
  • Blooming Grove Chamber of Commerce
  • New York/New Jersey/Pennsylvania Mortgage Loan Originator Licenses


    Resources & Tools

    Learn more about our 21 day loan process and home loan options as well as utilize some helpful tools and resources.

    21 Day Loan Process

    We can close most loans in as few as 21 days! Learn about the 5 step process for our program here.

    Mortgage Checklist

    Make sure you have all the necessary required documents and information during the loan process with this checklist.

    Mortgage Calculators

    Determine your mortgage payments, refinance savings, and compare renting vs. owning a home.

    Renovation Loans

    Looking to buy a fixer-upper or want to make repairs to your current home? Learn all about getting started here.

    Michael Giannetto's Blogs

    View All Michael Giannetto's Blogs