Headshot of Ellie Margulies

Ellie Margulies

Loan Officer

Petaluma, CA Mortgage Lender

NMLS #761357

5341 Old Redwood Highway, Suite 104
Petaluma, CA 94954
Contact Methods
mobile Mobile
(360) 739-9943
fax Fax


About Ellie

Hi! I’m so excited you have found my website. I look forward to helping you make this exciting step into home ownership, or, if this isn’t new to you, help you achieve the next step in your journey. Before we get into the nitty gritty, I want to let you know how I operate and what you can expect from me.

I serve my clients with purpose, passion and perseverance, knowing firsthand not only how much it can and will change your life, but also how vulnerable and emotional homebuying can be. With over 10 years in lending, both personal and mortgage, as well as being a 4x homeowner myself, I have both a solid foundation of industry knowledge and an intricate understanding of what you are feeling and experiencing as we walk this path together and help you win in any market.

I have built my career on relationships, I have no desire to be the top producing lender. Absolutely not. I crave alignment and authenticity, I want to truly get to know you. I am in the business of making dreams come true, and if purchasing a home has become your dream, then I will stop at nothing to make sure we get you there. When you work with me, your dream becomes my dream.

You will notice as you get to know me more, I spend a lot of time outside, but I am almost always available for your call. While I love hiking with my dogs, going on van adventures with my fiancé Andrew or snowboarding our favorite mountains, I am always ready to help you.

I believe we are wired for connection and that relationships make this world a better place. I am an open book, I love welcoming in new clients and watching as we turn into friends. I am here to be your strategic partner, helping you turn your dreams into your reality, and cheering you on every step of the way.

I look forward to celebrating with you soon.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Emergency vehicles at scene, including two police cars and an ambulance

CCM Line of Duty
Death Benefit


Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you.

Learn more

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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