Rick Heard

VP Of Mortgage Lending/Loan Officer

NMLS #306317

Address
860 S. Pacific Coast Highway, Suite C105
El Segundo, CA 90245
Contact
Cell phone
(310) 350-1994 (310) 350-1994
Email
[email protected]
Fax
208-935-6691
Specializes in
Purchase and Refinance
Purchase
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Rick

You can always expect to have an excellent experience with Rick!Offering personalized service he will take the time to sit down with clients and discuss all the loan programs that are available for their situation. The client leaves the office confident they have become educated and selected the best loan program for their needs. Rick will assist in completing the application package with a goal of making the loan process as painless as possible. Born in northern California Rick attended Saint Monica's High School in Santa Monica and has a Bachelor degree in Business Administration from Loyola Marymount University in Playa Del Rey. A longtime South Bay resident Rick has lived in Hermosa Beach since 1980. When he is not working you'll most likely find him at the gym, beach, or golfing!

Blog

Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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