Headshot of Fernando Cruz

Fernando Cruz

Loan Officer

Puerto Rico Team

NMLS #1179803

Adress
64 Condado Avenue, Unit #2
San Juan, PR 00907
Contact Methods
Email
tel Phone
787-592-8806
mobile Mobile
(787) 469-7773
fax Fax
787-592-8806

Awards

About Fernando

I’m an experienced loan officer who’s skilled in mortgage production, portfolio management, risk management, mortgage servicing, and customer service. I have a strong operations background, along with a Bachelor of Science in Business Administration with a focus in finance. Whether you’re buying your first home or are a long-time real estate investor, my experience and expertise will help guide you through the mortgage process – from application to closing and beyond.

When you work with me, I’ll listen carefully to have a complete understanding of your goals and circumstances. If you’re a first-time homebuyer, I’ll walk you through each step of the loan process and resolve any questions you may have. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to meet your needs.

I look forward to making your home loan experience pleasant and memorable by delivering the highest levels of communication and service.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 787-592-8806