Headshot of Kristin Cantiberos

Kristin Cantiberos

Loan Officer

Scottsdale, AZ Mortgage Lender

NMLS #222186

14555 N Scottsdale Road, Suite 350
Scottsdale, AZ 85254
Contact Methods
mobile Mobile
(253) 232-3036


About Kristin

I’ve been immersed in the mortgage industry since 2007, gaining extensive experience as a loan officer and in various operations roles. My true passion is helping people achieve their dreams of homeownership. Whether your goal is to buy your first home or next home, refinance to lower your monthly bills or finance home renovations, I’m dedicated to getting it done.

Every mortgage is unique to your goals, finances, and priorities. Maybe a conventional mortgage will meet your requirements. Perhaps a HELOC or renovation loan will fit your dreams. Or you could qualify for programs like FHA, USDA, or VA. Together, we’ll find the right product for your plans and go from application to closing to bringing your homeownership dreams to life.

Outside of my professional life, I’m a proud wife and the mother of two amazing daughters. I was born and raised in Washington, where my love for the outdoors blossomed. However, in 2023, my family and I embarked on a new adventure, relocating to Arizona. I’ve developed a deep appreciation for both Washington and Arizona communities – they hold a special place in my heart.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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