Headshot of Kara Van Winsen

Kara Van Winsen

Loan Officer

St Philips Branch

NMLS #893905

4280 N Campbell Avenue, Suite 107
Tucson, AZ 85718
Contact Methods
mobile Mobile
(520) 907-7233


About Kara

The home loan process can seem a little confusing at first – but when you have the right person by your side, it’s as easy as 1-2-3! With over 14 years of helping borrowers achieve their real estate goals, I’ve proven time and again I will get it done for my clients. You can count on me to walk with you through every step of finding the right product and securing your loan.

No matter your situation, I’m dedicated to using my extensive knowledge to ensure you receive the best financing possible. We’ll discuss your goals and circumstances to determine the right program and loan amount for your current dreams and future plans. From conventional and jumbo to FHA and VA, I’ll explain the specifics and guide you from pre-approval to closing and beyond.

I’m not only dedicated to my clients, but to my wonderful husband, four children, and farm of many animals, too! My devotion to family includes being a proud member of the Felix Brother’s Foundation in memory of my father. The Felix Brother’s Foundation provides scholarships to at-risk students at Amphi High School so they can remain active in any sport they choose to participate in.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

A potential first-time homebuyer looking at down payment assistance options on a laptop with her cat

Down payment assistance

Turn years from now into today


Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

Learn more

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

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