Kenneth Lovelace

I have many years in this and contributory industries for homes. I have seen many angles of these transactions and pride myself on the knowledge I have obtained. Each loan application taken provides its own challenges and caveats. It is my mission to help you navigate these as seamlessly as possible. To say this is a seamless, zero-stress transaction would be a disservice. However, to promise to maintain direct and honest communication, keep a solution-oriented mindset, and uphold a never-say-never spirit is my mantra. In my prior work, I spent almost 2 decades in fine dining service. Many of these people we would see quite frequently, and I got a chance to be there for major life events. I excelled there for the same reasons I will excel as your loan officer. No shortcut was made to make it the best experience it could be. I am truly grateful for those days as it taught me how those extra efforts really pay off.

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Published on Jun 2, 2023

How to Buy a House Out of State

From researching the housing market in another state, to out-of-state loan financing, and long-distance moving, discover the strategies for a smooth long-distance home buying experience.
Published on May 31, 2023

Who Pays Closing Costs?

Curious about who bears the financial burden of closing costs? Dive into our comprehensive article exploring the parties responsible and the factors that contribute to who is responsible for this crucial aspect of the mortgage process.
Published on May 26, 2023

Renovation vs. Remodel

Discover the key differences between renovation and remodel. Uncover the nuances, costs, and benefits to help you make an informed decision for your home transformation.
Published on May 24, 2023

What is an FHA 203K Loan?

Discover the power of FHA 203K loans! Learn how this mortgage option empowers homebuyers to finance renovations, turning fixer-uppers into dream homes.

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

It was handled very professional and Ken was always in constant contact with me.
Dennis C.

Ken really helped make this transaction personal. He worked diligently to see that all of my needs were met. I still feel as if someone has to pinch me to see if this is real or a dream come true.
Dawn D.

Kenneth Lovelace was fabulous! He was attentive and always available to answer any questions. He was knowledgeable and always circled back with the information I requested. His professionalI'm was superb and I highly recommend him!
Jennifer G.

I really can't. This experience was absolutely professional and painless.
THOMAS G.

Loan Officer

NMLS #1595352

Adress

5601 Mariner St. Suite 101
Tampa, FL 33609

Contact Methods

Email: [email protected]
tel Phone: (813) 365-3151

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