Sergio Vargas

Loan Officer

NMLS #985559

5901 Priestly Drive, Suite 302
Carlsbad, CA 92008
(858) 252-1420 (858) 252-1420
Cell phone
(760) 580-5203 (760) 580-5203
[email protected]
Specializes in
Purchase and Refinance
Refinance Loans



About Sergio

Before becoming a loan officer in 2012, I was a licensed Realtor since 2003 and worked for national real estate companies and also owned my own Real Estate company. With more than 15 years of experience in real estate services and have been a part of hundreds of purchase transactions as a lender and realtor.

I love dealing with clients, Integrity and trust are very important to me. I over-communicate my clients and everyone else involved in our transaction throughout the loan process and follow up with my clients after their closing. I am experienced in conventional, jumbo, VA, FHA financing. I really enjoy working with veterans on the finance or refinance of their home.

Whether it's your first home or an investment, purchasing property can be stressful. One of my goals is to make it as smooth as possible for every party in the transaction. I've worked in customer service all my life and I want my clients to be happy they worked with me. My clients are what make drive to work every morning and do a job that I enjoy and love to do.

When I am not working, I am either spending time with my family or boxing hitting the bags at the gym.


Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoother

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (858) 252-1420

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