Headshot of Stephanie Billions

Stephanie Billions

Loan Officer

The Billions Team

NMLS #246766

41856 Ivy Street Suite 102-103
Murrieta, CA 92562
cellphone Cell phone
(951) 692-9080
fax Fax


About Stephanie

I became a loan officer in 2004 and knew I had made the right choice. I love helping my clients build personal wealth and security for a sound future. It’s the best motivation I know.

My business is based on integrity and honesty, and my goal is to provide you with a fantastic mortgage experience. I offer a combination of effective listening, attention to detail, excellent service, and relating to you on a personal level. I will keep you updated on your loan and I am always available to answer your questions.

I served in the U.S. Navy, so VA loans are a priority for me. I also excel in HERO financing and handling any loan that requires extensive knowledge of program guidelines.

I attended college while serving in the Navy and graduated with degrees in Business Management (Bachelor’s) and International Finance (Master’s) from the University of Phoenix. I enjoy biking, hiking, and traveling, and when I can combine all three, it’s the perfect vacation.


  • Purchase and Refinance
  • First Time Homebuyers
  • Referral Partners
  • VA Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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