Headshot of Chris Musto

Chris Musto

Loan Officer

The Chris Musto Team

NMLS #107227

150 Second Avenue North, Suite 850
St. Petersburg, FL 33701
Contact Methods
mobile Mobile
(813) 956-5170


About Chris

As your trustworthy loan originator, I strive for top-notch communication throughout the mortgage process. I’m an expert at gathering information and providing home financing options so you can feel confident and comfortable in your decision. I can navigate through various mortgage landscapes while closing on time. Personalizing your homebuying experience is what I do best – and that starts with listening to you.

Maybe your goal is to buy your first home. Perhaps you’re a homeowner hunting for your dream home. Or you may be planning to build from the ground up. No matter your homeownership dream, I’ll guide you in the right direction. I specialize in a variety of purchase situations and financing programs, including:• First-time homebuyers• Self-employed borrowers • Complex income analysis • Down payment assistance • Construction loans • CCM’s Signature Expanded 1099 loan

My consideration for you doesn’t end after finding a mortgage. From application to closing and into the future, I’ll make sure your loan continues to fit your unique circumstances and answer your questions at any time of the day. Let’s get started on your application and score a home loan program that’s right for you.

When I’m not in the office, I enjoy spending time with my wife and two young boys, playing guitar, working around the house, and occasionally enjoying a good cigar.


  • Purchase and Refinance
  • Construction Loans
  • First Time Homebuyers
  • Home Equity Loans
  • Jumbo Loans
  • Renovation Loans
  • USDA Loans
  • VA Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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