Headshot of Celina Urias

Celina Urias

Sr. Loan Officer

The Dickson Kemmerly Group

NMLS #1539325

Adress
2810 N Swan Road, Suite 160
Tucson, AZ 85712
Contact Methods
Email
tel Phone
(520) 777-0349
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Celina

Celina Urias is a native Tucsonan who is committed to helping homebuyers achieve their dreams of homeownership! Celina established a proven track record in the real estate industry where she served her clients for over a decade before becoming a licensed mortgage loan professional in 2015. From learning about real estate from the ground up, she quickly excelled in sales and became a Sales Manager for a top 10 ranked national homebuilder. As a loan officer she continued to be a lending partner with KBHS/KB Homes where she helped hundreds of homebuyers. Her experience and commitment extend to her ability to provide quick and quality responses at the beginning of the loan decision process, constant communication during the process and an on time closing with exceptional service along the way. Whether you’re looking to buy or refinance your home, Celina is ready to help you find the right loan to meet your specific needs!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A family together in their new home

Financial wellness can be yours

 

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it?

Our home equity programs can help you achieve that dream. These include:

  • Closed End Second loan
  • Home Equity Line of Credit
  • Cash-Out Refinance

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today.

Contact Me

First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

  • Hispanic family laughing together
    Published on

    NAHREP 2022 State of Hispanic Homeownership Report

    2020 marked the beginning of large-scale, consistent market fluctuations, but despite that, the Hispanic homeownership rate has continued to rise. The National Association of Hispanic Real Estate Professionals (NAHREP) has released its annual report for 2022. Here's some key takeaways from the report.

  • A family on a tablet
    Published on

    Can You Buy a House with No Money Down?

    Saving for a down payment is definitely important, but there are alternative options if you have little to no down payment available to purchase a home. Let’s take a look at these options to see if one fits your circumstances.

  • Homeowner and his dog
    Published on

    Should I Use a HELOC for Home Improvement

    Renovation projects can update your home and make it more comfortable while also boosting its value. But home renovations can be costly. Should you use a home equity line of credit (HELOC) for home improvement projects?

    Here are the pros and cons of using a HELOC for home renovations.

  • A renovated kitchen
    Published on

    How the Purchase and Refinance Mortgage Process Works

    If you’re thinking about buying or refinancing a home, you may find yourself in unfamiliar territory. Use this quick guide to learn more about what to expect when buying or refinancing a home.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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