Headshot of Celina Urias

Celina Urias

Sr. Loan Officer

The Dickson Kemmerly Group

NMLS #1539325

2810 N Swan Road, Suite 160
Tucson, AZ 85712
Contact Methods
tel Phone
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.


About Celina

Celina Urias is a native Tucsonan who is committed to helping homebuyers achieve their dreams of homeownership! Celina established a proven track record in the real estate industry where she served her clients for over a decade before becoming a licensed mortgage loan professional in 2015. From learning about real estate from the ground up, she quickly excelled in sales and became a Sales Manager for a top 10 ranked national homebuilder. As a loan officer she continued to be a lending partner with KBHS/KB Homes where she helped hundreds of homebuyers. Her experience and commitment extend to her ability to provide quick and quality responses at the beginning of the loan decision process, constant communication during the process and an on time closing with exceptional service along the way. Whether you’re looking to buy or refinance your home, Celina is ready to help you find the right loan to meet your specific needs!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A homeowner in the Latino community celebrating Hispanic Heritage month with her child

Pase de presentar una solicitud a ser propietario de una vivienda, todo en español


Su idioma. Su proceso.

Me complace ofrecer herramientas para brindar a los compradores de vivienda de habla hispana un proceso más fácil y personal:

  • La solicitud de hipoteca de CCM en español le permite dar el primer paso hacia ser propietario de una vivienda en su idioma preferido.
  • Nuestra herramienta de recursos lingüísticos está disponible después de presentar la solicitud junto con materiales educativos en español y documentos de cierre que lo guiarán a su vivienda.

No obstante, las herramientas no son nada sin una conexión personal. Hablo español y quisiera brindar orientación especializada y ofrecer mi tiempo para responder sus preguntas en cada paso de su proceso para convertirse en propietario de una vivienda.

Comuníquese conmigo

A family together in their new home

Financial wellness can be yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it?

Our home equity programs can help you achieve that dream. These include:

  • Closed End Second loan
  • Home Equity Line of Credit
  • Cash-Out Refinance

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today.

Contact Me

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 520-777-0349