Headshot of Alen Baharyan

Alen Baharyan

Loan Officer

The Forman Team

NMLS #1922473

102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645
Contact Methods
tel Phone
mobile Mobile
(201) 675-9235
fax Fax


About Alen

The Baharyan Team is run by a group of people who are dedicated and enjoy helping others attain the goal of homeownership. Alen Baharyan joined CrossCountry Mortgage after receiving his degree in Accounting & Finance from Rowan University. Alen lives by the philosophy "Life is about opportunities, the ones we take and the ones we don't." Outside of work, Alen loves cooking, watching movies, and working out. Most of all, Alen loves spending quality time with his wife and 2 children, Leo and Luka. Alen is also fluent in Armenian, and is there for you any time of day to help you achieve your dream home today, whether that is purchasing, selling or refinancing your already owned home!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 201-505-8289