Headshot of Rachel Needle

Rachel Needle

Loan Officer

The Jordan Dobbs Team

NMLS #2020874


About Rachel

I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate and the person you know is looking out for your best interests. I believe when you have a safe and stable place to call home, you can thrive in other parts of your life – because home is the foundation of everything that really matters.

I’m a good listener who will listen closely to gain a complete understanding of your goals and circumstances. If you’re a first-time homebuyer, we’ll walk through each step of the loan process, ensuring that you feel confident and informed along the way. If this is not your first home purchase, we can discuss how staple loan programs like conventional, jumbo, FHA, and VA loans have evolved to meet today’s market and consider any new products that may make sense for your situation. I’m here to help you accomplish your goals and look forward to providing a warm and positive experience.

Last but not least, although I’m a northern California native, I’ve lived on the East Coast for over 20 years. I live in Rockville, Maryland, with my husband, Brian, two teenage daughters, and our Goldendoodle, Murphy.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
First-time homebuyers and their family celebrating in their new home

Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

A renter learning how he can buy his first home

Move on from renting
Move into a home you own

I understand buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home.

Not sure you're financially ready?

We'll make a plan that fits your budget.

Think iffy credit will hold you back?

I've got options with flexible requirements.

Unsure about high rates, down payments, or closing costs?

We'll find ways to save.

Don’t wait – let’s start the process so you can make your big move.

Contact Me

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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