Headshot of Joy Bates

Joy Bates

Branch Manager

The Legacy Group

NMLS #243437

1205 W Abram Suite 1
Arlington, TX 76013
tel Phone
(817) 860-3232
fax Fax


About Joy

As a professional in the mortgage lending industry since 1999, I have built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests, and to keep you informed throughout every step of the lending process. It is my goal to help you find a loan that meets your goals and objectives. My goal for every one of my clients is to have the most amazing experience when buying or refinancing their home; so much so, you will want to refer your family, friends and co-workers to me! Communication is extremely important so I and my team are very available to my clients. We want to be your "Lender for Life"!

I believe in giving back to my community. My activities and affiliations include AISD Education Foundation Education Celebration, Women Inspiring Philanthropy, Rotary Club of Arlington Board of Directors and Junior League of Arlington. I was also awarded the P.T.A.’s Texas Life Member Award for outstanding service to youth. My husband Chad and I are the proud parents of three wonderful adult children, two grandchildren and enjoy cooking, watching sports and traveling in our spare time.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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