Headshot of Ben Lerner

Ben Lerner

Branch Manager

The Lerner Team

NMLS #395723

Adress
895 Pismo Street
San Luis Obispo, CA 93401
Contact Methods
Email
tel Phone
(805) 250-2402
mobile Mobile
(805) 441-9486
Apply Now

Awards

2022 Scotsman Guide
Inc. 5000
Top Work Places
Weatherhead 100
North Coast 99 Winner
Mortgage Bankers Association Member

About Ben

When you choose to work with me and my dedicated team, we will smoothly guide you through your home financing journey. By listening to your specific home financing needs and goals, together we can confidently find the best home loan to fit your circumstances.

Whether you are a first-time homebuyer, purchasing your dream home or seeking to refinance, my team will walk you through each step of the loan process and we will ensure the process is understood. Our knowledge and experience allow us to quickly assist in determining which type of loan program may best assist you in accomplishing your goals.

My team and I treat you as part of our ever-growing family of financially sound friends. We’re backed with the experience to deliver a customized loan experience, and I’d be honored to be by your side as a valued resource for you and your family.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Couple sitting at kitchen table makes a household budget together.
    Published on

    How To Make A Household Budget

    Learn the essential steps to make a household budget with our comprehensive guide. Get started with your budget plan today.

  • Suburban home new homebuyers can purchase with lower fha mortgage insurance premiums
    Published on

    Lower FHA Mortgage Insurance Premiums Means Savings For Homebuyers

    The Biden-Harris Administration announced lower FHA mortgage insurance premiums. Find out how this can mean savings for new homebuyers.

  • Hispanic family laughing together
    Published on

    NAHREP 2022 State of Hispanic Homeownership Report

    2020 marked the beginning of large-scale, consistent market fluctuations, but despite that, the Hispanic homeownership rate has continued to rise. The National Association of Hispanic Real Estate Professionals (NAHREP) has released its annual report for 2022. Here's some key takeaways from the report.

  • A family on a tablet
    Published on

    Can You Buy a House with No Money Down?

    Saving for a down payment is definitely important, but there are alternative options if you have little to no down payment available to purchase a home. Let’s take a look at these options to see if one fits your circumstances.

Scotsman 2021 top 200 producer

What an honor!

I'm proud to be included in the prestigious Scotsman Guide ranking of the Top 200 Producers for 2021.

This national recognition is a reflection not only of my personal achievements, but also the tremendous effort by my entire team. We work together to fulfill our promise to give you the superior mortgage experience you deserve.

Let me show you why I'm among the Top 200 Producers in America.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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