Headshot of Brandon Pratt

Brandon Pratt

VP of Mortgage Lending

The Pratt Team

NMLS #46922

Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Awards

About Brandon

With over 25 years of experience, Brandon has spent most of his professional career in the mortgage and real estate industry. Brandon has managed many aspects of the mortgage lending business including Risk and Loss Mitigation, IT and Facilities infrastructure, Collections and Customer Service, Secondary Marketing and REO and Property Preservation/Management.

Today Brandon leads The Pratt Mortgage Team and uses his vast mortgage banking experience to help people easily finance their residential-mortgage transactions in Massachusetts, New Hampshire, Maine and Florida. Not only does Brandon help you finance a new home purchase and evaluate existing mortgages, Brandon finds the right mortgage product for his clients. Whether it be a second home, multi-family investment property or a relocation mortgage, Brandon will find the best mortgage and rate for his clients. This is an addition to superior customer service!

Brandon is also a member of the Greater Cape Ann Chamber of Commerce, The Open Door Food Pantry Board of Directors, The Essex County Community Foundation Leadership Council, and the Ferncroft Country Club in Middleton. He lives in Topsfield with his wife Danielle and two children Ella and Hudson.

When Brandon is not helping his clients with mortgages, you can usually find him at any North Shore golf course or beach in the warmer months. In winter and summer you may bump into him in the mountains of Western Maine.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI

 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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