Headshot of Brandon Pratt

Brandon Pratt

VP of Mortgage Lending

The Pratt Mortgage Team

NMLS #46922

Adress
48 Main Street
Gloucester, MA 01930
Contact Methods
Email
tel Phone
617-688-6891
Apply Now
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Brandon

With 20 years of experience, Brandon has spent the majority of his professional career in the mortgage and real estate industry. Brandon has managed many aspects of the mortgage lending business including Risk and Loss Mitigation, IT and Facilities infrastructure, Collections and Customer Service, Secondary Marketing and REO and Property Preservation/Management.

Today Brandon leads The Pratt Mortgage Team and uses his vast mortgage banking experience to help people easily finance their residential-mortgage transactions in Massachusetts and New Hampshire. Whether it be a new home purchase, or evaluating existing mortgages, Brandon finds the right mortgage product for his clients. This is an addition to superior customer service.

He is also a member of the Cape Ann Chamber of Commerce, Gloucester Rotary The Open Door Food Pantry Board of Directors and Ferncroft Country Club. He lives in Topsfield with his wife Danielle and two children Ella and Hudson.

When Brandon is not helping his clients with mortgages, you can usually find him at any North Shore golf course or beach.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Couple outside renovating and remodeling their deck space.
    Published on

    Renovation vs. Remodel

    Discover the key differences between renovation and remodel. Uncover the nuances, costs, and benefits to help you make an informed decision for your home transformation. 

  • Man renovates home after securing an FHA 203K loan.
    Published on

    What is an FHA 203K Loan?

    Discover the power of FHA 203K loans! Learn how this mortgage option empowers homebuyers to finance renovations, turning fixer-uppers into dream homes.

  • Underwriter explains the mortgage underwriting process.
    Published on

    The Mortgage Underwriting Process Explained

    Finding the home of your dreams is definitely an exciting time, but many homeowners dread the mortgage underwriting process. This article will explain the mortgage underwriting process in the form of a complete guide so that you can follow each step with greater confidence.

  • Couple paints while renovating home together in 2023.
    Published on

    Will Renovation Costs Go Down in 2023?

    Will renovation costs go down in 2023? It depends. Get the latest trends in renovation costs including material prices and more to make an informed decision.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

The entire team at CrossCountry is excellent to work with.
Erica B.
Brandon is incredible responsive and most important, he knows his stuff. Makes the process easy and relaxed.
Leif C.
Mr. Pratt is a consummate professional. Hope we can do business again in the future.
Randall F.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

Quick Contact Form

Send me a message below or give me a call at 617-688-6891

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.