Headshot of Brandon Pratt

Brandon Pratt

VP of Mortgage Lending

The Pratt Mortgage Team

NMLS #46922

Adress
48 Main Street
Gloucester, MA 01930
Contact Methods
Email
tel Phone
617-688-6891
Apply Now
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Brandon

With 20 years of experience, Brandon has spent the majority of his professional career in the mortgage and real estate industry. Brandon has managed many aspects of the mortgage lending business including Risk and Loss Mitigation, IT and Facilities infrastructure, Collections and Customer Service, Secondary Marketing and REO and Property Preservation/Management.

Today Brandon leads The Pratt Mortgage Team and uses his vast mortgage banking experience to help people easily finance their residential-mortgage transactions in Massachusetts and New Hampshire. Whether it be a new home purchase, or evaluating existing mortgages, Brandon finds the right mortgage product for his clients. This is an addition to superior customer service.

He is also a member of the Cape Ann Chamber of Commerce, Gloucester Rotary The Open Door Food Pantry Board of Directors and Ferncroft Country Club. He lives in Topsfield with his wife Danielle and two children Ella and Hudson.

When Brandon is not helping his clients with mortgages, you can usually find him at any North Shore golf course or beach.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI

 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Recent Posts and Articles

Blog

  • Couple tours a home during an open house with either a realtor or a real estate agent.
    Published on

    Difference Between Realtor vs. Real Estate Agent

    Learn the difference between a Realtor and a Real Estate Agent. Discover their roles, ethical standards, and how to choose the right professional.

  • Couple learns what a loan officer is during meeting with mortgage lender.
    Published on

    What Is A Loan Officer?

    Discover the role of a Loan Officer in your homebuying journey. From pre-approval to finding the right fit a mortgage loan officer is your key to homeownership.

  • Millennial first-time homebuyers move into their new home with dog
    Published on

    Real Estate Trends 2023 – Home Search Process

    How are current buyers searching for homes and how does it differ by generation? Learn more about 2023 real estate trends from this annual NAR report.

  • Couple tours outside of house for sale with their real estate agent.
    Published on

    How To Find A Real Estate Agent

    Choosing a real estate agent: expert tips for buyers & sellers - navigate the process with confidence. Learn to find, interview & evaluate agents effectively.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

The entire team at CrossCountry is excellent to work with.
Erica B.
Brandon is incredible responsive and most important, he knows his stuff. Makes the process easy and relaxed.
Leif C.
Mr. Pratt is a consummate professional. Hope we can do business again in the future.
Randall F.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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