Headshot of Brandon Pratt

Brandon Pratt

VP of Mortgage Lending

The Pratt Team

NMLS #46922

Adress
48 Main Street
Gloucester, MA 01930
Contact Methods
Email
tel Phone
617-688-6891
Apply Now
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Brandon

With 20 years of experience, Brandon has spent the majority of his professional career in the mortgage and real estate industry. Brandon has managed many aspects of the mortgage lending business including Risk and Loss Mitigation, IT and Facilities infrastructure, Collections and Customer Service, Secondary Marketing and REO and Property Preservation/Management.

Today Brandon leads The Pratt Mortgage Team and uses his vast mortgage banking experience to help people easily finance their residential-mortgage transactions in Massachusetts and New Hampshire. Whether it be a new home purchase, or evaluating existing mortgages, Brandon finds the right mortgage product for his clients. This is an addition to superior customer service.

He is also a member of the Cape Ann Chamber of Commerce, Gloucester Rotary The Open Door Food Pantry Board of Directors and Ferncroft Country Club. He lives in Topsfield with his wife Danielle and two children Ella and Hudson.

When Brandon is not helping his clients with mortgages, you can usually find him at any North Shore golf course or beach.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI

 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Recent Posts and Articles

Blog

  • Couple sitting on couch reads the news of the 2024 conforming loan limits announcement.
    Published on

    The 2024 Conforming Loan Limits

    The FHFA announces the 2024 conforming loan limits. Understand what loan limits are, how they are decided, and how these updated amounts impact homebuying.

  • Exterior of street filled with owner-occupied, multi-family homes of 2-4 unit properties.
    Published on

    Fannie Mae’s 5% Down Payment Loan For Multi-Family Homes

    Discover Fannie Mae’s 5% down payment loan for multi-family homes. Learn program benefits and qualifications needed for homebuyers to start building home equity.

  • Florida Veteran returns to home purchased using hometown heroes program.
    Published on

    What Is The Hometown Heroes Program?

    Discover the eligibility requirements and benefits of Florida's Hometown Heroes program for first-time homebuyers. Get up to $35,000 in down payment assistance.

  • A couple speaking on how to finance their home purchase
    Published on

    Real Estate Trends 2023: Financing the Home Purchase

    In 2013, the National Association of Realtors® (NAR) started producing an annual report on buying and selling trends across generations. We’re sharing highlights from the 2023 report to save you from the search.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

The entire team at CrossCountry is excellent to work with.
Erica B.
Brandon is incredible responsive and most important, he knows his stuff. Makes the process easy and relaxed.
Leif C.
Mr. Pratt is a consummate professional. Hope we can do business again in the future.
Randall F.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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