Michael Massimi

Loan Officer

NMLS #1697725

258 Newark Street, Suite C
Hoboken, NJ 07030
(551) 280-5709 (551) 280-5709
Cell phone
(551) 223-6649 (551) 223-6649
[email protected]
Specializes in
Purchase and Refinance
Refinance Loans



About Michael

Michael Massimi is a Mortgage Planning Specialist with Cross Country Mortgage located in Hoboken, NJ. He grew up in New Jersey and moved to Savannah where he was stationed at Hunter Army AirField. After serving multiple tours in Iraq and Afghanistan as a U.S. Army Ranger, he was able to move back to the place he calls home. He now resides in East Rutherford, NJ with his family.

Michael joined the military at 18 years old on September 11, 2005, to serve his country. While enrolled he learned many life skills that most people in our industry, would not have the privilege to undertake. He was given the opportunity to go through Ranger Selection and become a part of the Elite 1st Battalion, 75th Ranger Regiment as a TSE Operator. Some of the skills he learned were leadership, partnership, empowerment, problem-solving, and never give up attitude.

After moving home, he searched around for the perfect job, but nothing was catching his attention. Along the way he met his spouse and had a beautiful son, Giovanni that means the world to him. After continuing his search and supporting a family, he found something he was intrigued to learn more about. In 2016, Mortgage Unlimited gave him the opportunity to finally find something that would let his career grow and prosper. Working with this company, he was able to earn his National Mortgage License designation and become a mortgage planning specialist.

"Family is very important to me," Michael stated, and his job is to help and guide families toward a position of strength for their future under the Sustainable Lending Model. Being a Mortgage Planner, he provides the insight, information, tools, and potential strategies to help achieve not just short-term but long-term financial goals. Being a Ranger was not a job to him, it was a way of Life. He uses his leadership, problem-solving, and empowerment with his clients to make the best decisions. Rangers Lead the Way! Let him lead you to success!


Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (551) 280-5709

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