Cristobal Pacheco

Loan Officer

NMLS #1961452

41856 Ivy Street Suite 102-103
Murrieta, CA 92562
(909) 534-0238 (909) 534-0238
[email protected]
Specializes in
VA Loans
Purchase and Refinance



About Cristobal

During my previous career as a digital marketing expert, I learned the importance of empathizing with my clients. My persistence, discipline and leadership have led to great success so far in my young career. I decided to pursue lending in 2020 and became licensed after a conversation with my team lead and mentor, Tobie Love.

I'm a huge sales and marketing nerd. Being an owner of a web agency for the last 4 years and managing high-producing clients, I've gained an understanding of consumer behavior and am able to keep fruitful relationships. The one thing you can expect from me is impeccable communication. I make sure you're never in the dark or pressured to close a deal with me. I would rather help to educate you until you're ready.

I am a Marine Corps Veteran (2014-2018) who grew up in the city of Chino. I currently live in San Juan Capistrano with my lovely wife Lee and our 4 pugs. I received my Bachelor's degree in Organizational Leadership at National University in 2016 and my Master's degree in Business for Veterans at USC in 2019. I enjoy fitness (4:15 am is my wake-up time to get up and get after it!), sports (especially football), volunteering and being heavily involved at my church, Saddleback Rancho Capistrano.


Recent Posts and Articles

  • Advantages of a VA Home Loan

    Homeownership is possible for those who have served in the military with a VA home loan! Learn about VA home loans and their many outstanding benefits, such as no down payments.

  • Winning the Homebuying Game in a Seller’s Market

    Give yourself the competitive edge you need to buy the home you want—before someone else does

  • I Found my Dream Home! But Wait, I Have a House to Sell First.

    In the blink of an eye, I walked through the doors of my dream home. It’s perfect! But wait, I must sell the house I own already first, right? Our current environment characterized by strong demand and low inventory. Competing to purchase a new home can be challenging, especially when you have a residence to sell.

  • How to Find the Right Home Renovation Contractor

    Temperament, Track Record & Trust Outweigh the Cost Factor in Home Remodeling

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (909) 534-0238