Headshot of Charles Villafana

Charles Villafana

Loan Officer

The Villafana Group

NMLS #2120143

5000 Legacy Drive, Suite 160 and Suite 170
Plano, TX 75024
tel Phone
(281) 677-9301
cellphone Cell phone
(832) 684-7622
fax Fax
281-677-9301

Awards

About Charles

Hailed as ambitious, faithful, and having a gigantic heart by those around me, I’m dedicated to getting it done for you. I was elected the 2021 NAHREP Houston Chapter President, where I help educate, motivate, and connect local real estate professionals. My close relationships within our local community will help you throughout the homebuying process.

You likely have many questions about house hunting: What should I look for in an agent? How much can I afford? What questions do I need to ask before making an offer? From our first conversation to move-in day, I’ll explain everything you need to know to own your dream home.

The only thing more important than education is understanding. I’ll listen to your specific circumstances, goals, and story to guide you effectively. We’ll discuss the details of each loan program available, such as conventional, jumbo, FHA, and VA home loans, to see what meets your needs.

I’m a proud father, husband, and son. I recently married my best friend Veronica and we have three sons – Henry, Anthony, and Joey – along with a boxer named Dallas. In my spare time, I love to watch my boys’ sports, help with their Boy Scout events, play competitive softball, and put BBQ on one of my smokers.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (281) 677-9301