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Kristin Callahan

Sr. Loan Officer

Wakefield, MA Mortgage Lender

NMLS #121802

50 Main Street Unit 2
Wakefield, MA 01880
cellphone Cell phone
(508) 641-0002
fax Fax


About Kristin

The road to your dream home might have bumps along the way. That’s why picking an experienced loan officer will make a difference in your home financing journey. After spending over 40 years in mortgage banking, I’ve seen many housing market challenges and helped my clients overcome them. Whether you’re looking at your first home or ninth, I’m ready to help you get to move-in day smoothly.

Simplifying the mortgage process starts with clear communication. I’ll take the time to walk you through the steps between application and closing, answer your questions, and give regular updates on your loan’s status. From our first conversation to receiving your keys, you can count on me for calm and steady guidance.

When it comes to finding the right home financing for you, I start by listening. We’ll discuss your goals and priorities to understand your individual needs. I offer a wide range of loans, from conventional and jumbo to FHA and VA. Together, we’ll discuss the specifics and develop a mortgage plan just for you.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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