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Kristin Callahan

Sr. Loan Officer

Wakefield, MA Mortgage Lender

NMLS #121802

50 Main Street Unit 2
Wakefield, MA 01880
Contact Methods
mobile Mobile
(508) 641-0002
fax Fax


About Kristin

The road to your dream home might have bumps along the way. That’s why picking an experienced loan officer will make a difference in your home financing journey. After spending over 40 years in mortgage banking, I’ve seen many housing market challenges and helped my clients overcome them. Whether you’re looking at your first home or ninth, I’m ready to help you get to move-in day smoothly.

Simplifying the mortgage process starts with clear communication. I’ll take the time to walk you through the steps between application and closing, answer your questions, and give regular updates on your loan’s status. From our first conversation to receiving your keys, you can count on me for calm and steady guidance.

When it comes to finding the right home financing for you, I start by listening. We’ll discuss your goals and priorities to understand your individual needs. I offer a wide range of loans, from conventional and jumbo to FHA and VA. Together, we’ll discuss the specifics and develop a mortgage plan just for you.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later


Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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