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Emma Arevalo

Loan Officer

Walnut Creek, CA Mortgage Lender

NMLS #1775895

2855 Mitchell Drive, Suite 235
Walnut Creek, CA 94598
Contact Methods
tel Phone
mobile Mobile
(925) 787-2916
fax Fax


About Emma

Hi! I'm Emma Arevalo, and I’m excited to help you open the doors to your dream home!

For over 35 years, I’ve had the privilege of assisting homebuyers like you navigate the world of mortgages, helping people get their very own "home-sweet-home" feeling. From processing to closing, underwriting to quality control, I've done it all.

My goal? To ensure you understand every aspect of the homebuying process so you can confidently make informed decisions. One of my greatest passions is working with the Hispanic community, particularly on down payment assistance programs. There's something incredibly fulfilling about helping families take that first step towards owning their own home and securing their future.

Whether you're a first-time homeowner, a seasoned investor, or somewhere in between, I'm here for everyone. I can provide the real-world experience and guidance needed to accomplish your goals. If you're looking for someone with the experience and dedication you need to help you make your homeownership dreams a reality, I'd love to connect. Let's embark on this journey together!

On a personal note, I was raised in San Francisco by a single mother after coming to the U.S. from Nicaragua in 1971 with my three siblings. I have two children and two grandkids who are my pride and joy – I love to spend quality time with my family! In my free time, I enjoy hiking and traveling, especially to Disneyland, Cabo San Lucas, and Lake Tahoe.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 925-488-9637