Headshot of Bob Rycraft

Bob Rycraft

Sr. Loan Officer

The Palmer Team

NMLS #2079457

Adress
630-650 Dundee Road, Suite 135
Northbrook, IL 60062
Contact Methods
Email
mobile Mobile
(847) 420-2555
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Bob

I’m a passionate loan officer who brings a fresh perspective and energy to my clients. I pride myself on making others a priority, using attention to detail, unmatched customer service, and problem-solving abilities to make every mortgage experience exceptional. Whether you’re buying your first home or making a big move, I’m dedicated to helping you fulfill your homeownership dreams. When you work with me, I’ll listen carefully to have a complete understanding of your goals and circumstances. If you’re a first-time homebuyer, I’ll walk you through each step of the loan process and resolve any questions you may have. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to help you move into the home of your dreams.

From our first discussion to your closing day, I look forward to providing you with second-to-none communication and service. I’m a passionate loan officer who brings a fresh perspective and energy to my clients. I pride myself on making others a priority, using attention to detail, unmatched customer service, and problem-solving abilities to make every mortgage experience exceptional. Whether you’re buying your first home or making a big move, I’m dedicated to helping you fulfill your homeownership dreams.

When you work with me, I’ll listen carefully to have a complete understanding of your goals and circumstances. If you’re a first-time homebuyer, I’ll walk you through each step of the loan process and resolve any questions you may have. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to help you move into the home of your dreams.

From our first discussion to your closing day, I look forward to providing you with second-to-none communication and service.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
<div class="team-member hero team-member-content-section section"> <div class="lo-hero__container lo-hero__container--outer container"> <div class="lo-hero__row row lo-hero__lo-info"> <div class="lo-hero__col lo-hero__col--left col col-md-6 col-xs-12"> <div class="hero__figure"> <img src="/App_Themes/CCM/img/heloc.jpg" alt="Equal Housing Opportunity" data-src="/App_Themes/CCM/img/heloc.jpg" /> </div> </div> <div class="lo-hero__col lo-hero__col--right col col-md-6 col-xs-12"> <header class="hero__header" aria-label="Loan officer information" tabindex="0"> <h2>Tap into your<br /> home equity - fast</h2> </header> <div class="lo-hero__info-separator"></div> <div aria-label="Address and contact information" tabindex="0"> <span>Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. </span> <p></p> <span>With <a href="/loan-types/programs/ccm-equity-express" rel="noopener">CCM Equity Express</a>, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. </span> </div> <p></p> <div> <a href="/loan-types/programs/ccm-equity-express/" rel="noopener" class="btn btn-primary">GET STARTED</a>, </div> </div> </div> </div> </div>

Recent Posts and Articles

Blog

  • Parent organizing and labeling boxes in living room to prepare for new school year.
    Published on

    Home Organization Tips For The School Year

    Prepare your home for the new school year with these organizational tips: set up homework spaces, reorganize rooms, optimize the kitchen, and find storage.

  • A couple sitting on their porch discussing when mortgage rates will go down & their mortgage refinance options.
    Published on

    When Will Mortgage Rates Go Down?

    Understand factors that predict when mortgage rates will go down in 2024. Learn how the Consumer Price Index (CPI) and FOMC meetings impact mortgage interest rates.

  • Homeowner stands with a contractor to review details of a home renovation loan.
    Published on

    How To Get A Home Renovation Loan

    Discover how to secure a home renovation loan to fund your home improvements. Learn about loan types, pros, cons, and the application process to get started.

  • Outside a barndominium, a steel-frame building, constructed using barndo kit.
    Published on

    What Is A Barndominium?

    Discover barndominiums: converted barns offering spacious, customizable living. Learn about their appeal, costs, pros, cons, and construction financing options.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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