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Gina's Video Resource Center

Homebuying Tips

  • Looking for an investment property?

    Looking for an investment property? The one hurdle most borrowers are facing is the 20% down payment.

     

  • Ups and Downs of the Real Estate Market

    Gina sits with Realtor, Meg Marsh, to discuss what is currently going on in the real estate market.

     

  • First Time Client Initial Meeting

    Gina and Realtor, Meg Marsh, discuss how to buyers should prepare for their first meeting with their realtor.

     

  • Ways to Help Clients Stand out in a Competitive Market

    Gina and Realtor, Meg Marsh, talk through different options to help buyers prepare a competitive offer.

     

  • Advantages of Working with a Real Estate Team

    Gina and Realtor, Meg Marsh, discuss the benefits of working with a real estate team.

     

  • How To Finance Your Home Improvement

    The amount of equity you have with your home may afford you the opportunity to take out the cash needed for your home improvements.

     

  • Contingent vs Non-Contingent

    As a homebuyer, it is important to discuss your home financing process so that you know whether or not you can write an offer that is non-contingent.

     

  • Credit Scores

    Does pulling a mortgage credit report affect your credit score?

     

  • Should I Buy Down Points?

    Is it worth additional cost to buy down points for a better interest rate?

     

  • Recasting

    A cost effective way to take the proceeds from the sale of the current home and apply to the new loan post-closing. The servicer will apply the funds and lower the loan balance.

     

  • Buying Before Selling

    With the Market moving as fast as it is, I have some options to share on how to be a non-contingent buyer.

     

  • Purchase Loans

    In this competitive purchase market, it is most important to get pre-approved and take it a step further and get pre-underwritten.

     

  • Should My Name be on the Home Loan or Title?

    Listen to find out if it make sense for a married couple to have both names on the mortgage loan?

     

  • Don’t Sweat The Small Stuff

    Don't' sweat the small stuff when looking for your new home. For every $1,000 in a mortgage loan, there is only about a $5 increase in the monthly payment.

     

  • What is an Appraisal and Why Do I Need One?

    The purpose of an appraisal is to provide an independent and impartial analysis of the property.

     

  • Do's and Don'ts

    Something that may seem inconsequential to you could have an impact on your mortgage approval, and the last thing anyone wants is for your dream to fall apart because of a simple misstep.

     

 

Client Testimonials

  • Realtor Meg Marsh

    Meg Marsh shares her story of working with Gina and The Gina Myers Team over the years.

     

  • First Time Homebuyers Daniel and Anna Zimmet

    Daniel and Anna share their story in working with Gina Myers on purchasing their first home.

     

  • Bety Idriss - Past Client

    Bety shares her experience in purchasing her first home with the Gina Myers Team.

     

  • Michelle and Paul Carney - Past Client

    Paul and Michelle share their story in working with the Gina Myers Team.