Headshot of Joseph Kim

Joseph Kim

Loan Officer

NMLS #1676483

7065 Westpointe Blvd, Unit 314
Orlando, FL 32835
(407) 708-3427 (407) 708-3427
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Joseph

I was born in Miami, Florida, moved to South Korea when I was three years old, and returned to the U.S. when I was 10. I graduated from the University of Illinois at Urbana-Champaign with my bachelor’s degree in accounting. After college, I moved to California and worked as a cost accountant for three years.

I was introduced to the mortgage industry by a family member who knew about my passion for the real estate industry. I started as a loan processor, where I learned the ins and outs of home financing.

I am a detail-oriented guy who is great with numbers and can tackle mortgage scenarios from different angles. I specialize in assisting with first-time homebuyers, refinances, investment properties, and second home purchases. I offer a wide range of products from conventional and jumbo to FHA, VA, and renovation loans. I am also fluent in Korean and English.

Together, we will walk through the steps of your home financing journey and find a plan that works best for you. You can reach out to me through phone, text, and email. I am happy to meet up for a coffee or get together at our office to discuss your mortgage in person. My goal is to educate you on your home loan options, find the right fit together, and answer any questions you have along the way. When I am not working, I love playing golf, watching NBA, and watching movies. I would be honored to assist you with your home financing needs.


Recent Posts and Articles

  • Is a VA Loan Right for You?

    If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

  • tan house summer weather

    Navigating a Hot Homebuying Market Amid Rising Rates

    Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.

  • A home prepared for colder weather after following tips to winterize your home

    Frosty Fixups: 10 Ways to Winterize Your Home

    Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (407) 708-3427