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How to Lower Debt to Income (DTI) Ratio for Mortgage

Qualifying for a mortgage requires a healthy debt-to-income (DTI) ratio. Learn how to lower your debt-to-income ratio with these practical tips.

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How to Get Rid of PMI (Private Mortgage Insurance)

Depending on the type of loan you have, you can get rid of PMI (private mortgage insurance) and reduce your monthly mortgage payment. Learn how.

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CCM Trend Tracker – Reflections from the Last Year

The CCM team recently sat down with Chris Bennett, principal of mortgage hedge advisory firm Vice Capital Markets, for his expert insights on the state of the market in 2022 and what to expect in 2023. Find out what he had to share.

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What is a Home Appraisal?

A home appraisal is an important part of the homebuying process and typically necessary when you buy, sell, or refinance a property. Here’s a brief overview of how the home appraisal process works and what you can expect during the process.

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What is a Private Mortgage Insurance (PMI)?

Private mortgage insurance (PMI) is insurance that you might have to pay if you have a conventional loan. Learn what it is, when it is required, and how to avoid paying it.

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