Headshot of Philip Spagnolo

Philip Spagnolo

VP of Lending

The Kaddah Team

NMLS #1491901

Adress
26931 Detroit Road
Westlake, OH 44145
Contact Methods
Email
tel Phone
216-340-7361
mobile Mobile
(724) 882-6664
fax Fax
216-340-7361
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Philip

Hi, I’m Philip, and I’ve been in mortgages for eight years and a branch manager for over two years, working at big banks as well as direct lending. I’ve received multiple awards for my service, including Rookie of the Year and the President’s Club. I’m always working, available all the time, and dedicated to getting it done for you.

When you work with me, I’ll listen carefully to understand your goals and circumstances. If you’re a first-time homebuyer, I’ll guide you through each step of the loan process and resolve any questions you may have. If this isn’t your first mortgage, we’ll discuss new products and how programs like conventional, jumbo, FHA, and VA can be used to achieve your homeownership dreams. From our first discussion to your closing day, I’m committed to providing you with second-to-none communication and service.

As part of America’s #1 Retail Mortgage Lender in Westlake, OH, I’m ready to help you make your dreams a reality.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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