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98 Inverness Drive East, Suite 370 Englewood, CO 80112 Mobile (512) 763-9514 Tel (719) 653-2629 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Stacy Fiedelman
- Mortgage Advisor
- Englewood, CO Mortgage Loan Officer
- NMLS #2019016
I’ll be with you every step of the way
Hi, I’m Stacy, and I’m a native Texan born in El Paso who has lived in various locations across the western U.S. Growing up in Colorado, I attended the University of Northern Colorado and spent 20 years in Boise, Idaho. During that time, I was raising five kids, including triplets, alongside my wife, Tammy—who’s also a loan officer. I’ve owned several successful businesses and worked in multiple mid-management leadership and account management positions in the tech and telecom fields.
After a year of originating hard money loans, I had the opportunity to join my wife in the mortgage industry. We’ve since become known as the dynamic duo, assisting buyers with their home goals. To help you achieve yours, I want to learn more about you and your financial scenario. This allows me to find a program, such as conventional, FHA, VA, or USDA loans, that fits your plan. As part of America’s #1 Retail Mortgage Lender, we’ll take it one day at a time to unlock the door to the home of your dreams. I look forward to hearing from you!
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.