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Your Local CrossCountry Mortgage Loan Officer

Chad Freeman

  • VP of Mortgage Lending
  • Rockville, MD Mortgage Loan Officer
  • NMLS #453581

I’ll be with you every step of the way

Hello! I’m Chad, VP of Mortgage Lending at the Rockville, MD branch of America’s #1 Retail Mortgage Lender. Since 2003, my mission has been to help people achieve their dreams and goals. My success with clients earned me a place in the Washingtonian’s Best Mortgage Pros 2025 list.

After more than 20 years of helping families with home financing, I’ve learned two key characteristics that create a great mortgage experience: trust and communication. While I provide competitive rates and the most robust product offerings in the industry, trust and communication are what make my service second to none.

Homeowners, buyers and partners depend on my ability to meet their expectations, and they know that their business is my top priority. This has earned me top ratings, a reputation for excellence and the confidence of my valued clients and referral partners.

Specializations

  • First-time homebuyers
  • Self-employed borrowers
  • Jumbo loans
  • Non-Qualified Mortgages
  • Refinance loans
  • Home equity loans

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My social posts

Neutral living room with fireplace.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.

  • Get pre-approved for a purchase
  • Get pre-approved for a refinance
  • Calculate equity for a cash-out refi

Want to learn more about our expert take on lower rates?

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

For full terms and conditions, visit ccm.com/buynowrefilater