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600 Main Street, Suite C Pleasanton, CA 94566 Mobile (925) 551-1499 Tel (925) 264-0096 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Jeff Becker
- Sr. Loan Officer
- Pleasanton, CA Mortgage Loan Officer
- NMLS #459785
I’ll be with you every step of the way
Hi, I’m Jeff. As an experienced mortgage industry veteran, I’ve had the privilege of serving thousands of satisfied homeowners in California over the past 33 years. My experience includes working with real estate agents, builders, investors, CPAs, and financial planners. I’ve been recognized with honors such as Top Producer and President’s Club awards, and I’m proud to have earned a reputation as a leader in the industry with America’s #1 Retail Mortgage Lender.
My success and longevity are rooted in my honest, caring approach, which builds long-term relationships with clients, repeat business, and referrals. This business is all about offering sound, competitive advice and loan options. Here in Pleasanton, CA, I’ll be your go-to source for all things home financing.
Home financing is one of the biggest decisions you’ll make in life. It’s my job to ensure you have as little stress and worry as possible. Whether you’re ready to apply or have questions, give me a call – I’m excited to make you a client for life.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.