Headshot of Valerie Carey

Valerie Carey

Loan Officer

Henderson, NV Mortgage Lender

NMLS #373801

Adress
3033 Horizon Ridge #110
Henderson, NV 89052
Contact Methods
Email
mobile Mobile
(702) 378-4270

Awards

About Valerie

My experience in home financing is about 30 years deep, and I find the one constant in my career is the pleasure of working with people on something as important as homeownership.

Whether you are a first-time homebuyer or an experienced property owner, I have the tools and expertise to guide you through the home loan process to make it as smooth as possible.

I’ll start by listening carefully to understand your goals and circumstances. If you’re a first-time homebuyer, I’ll walk you through each step of the loan process and resolve any questions you have. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to serve you.

It’s my great satisfaction to build relationships with my clients that last beyond the first transaction. Anytime you need mortgage services, opinions, or advice, know you are welcome to reach out to me, and I’ll be glad to hear from you.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.
First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

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Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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