Headshot of Kim Carter

Kim Carter

Branch Manager

Kim Carter Team

NMLS #209678

5820 Veterans Pkwy, Suite 309
Columbus, GA 31904
cellphone Cell phone
(706) 289-1285

Awards

About Kim

I have been in the mortgage business as a loan originator for 24 years and have great knowledge and experience with all current programs and products. In the constant changing market of mortgage banking, I take great pride in exploring every option available to fit their each individual need. I specialize in FHA, VA and Conventional loans and helping first time homebuyers get into the house of their dreams which gives me great pleasure. My extensive knowledge and experience in the mortgage business helps to provide a smooth process from start to finish and gives me the opportunity to build a relationship with my clients that will last a lifetime. I would love the opportunity to help you buy or refinance the home of your dreams.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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