CrossCountry Mortgage logomark

John Folino

Loan Officer

Quincy, MA Mortgage Lender

NMLS #860420

1 Batterymarch Park, Suite 312
Quincy, MA 02169
Contact Methods
tel Phone
mobile Mobile
(857) 891-1113
fax Fax


About John

I joined the mortgage industry in 2010 and have loved every minute of my work. In the beginning, I had the opportunity to learn the business alongside a group of amazing professionals, becoming a specialist in FHA loans and helping first-time homebuyers. Today, I have the experience to get it done – whatever your goals may be.

Whether you’re looking to finance or refinance your first home, next home, or investment property, I care about you and your mortgage. I’ll provide clear communication and the expertise you need to ensure a smooth transaction from start to finish. I offer a wide range of products, including FHA, VA, conventional, and jumbo. Together, we’ll walk through the steps of your home loan journey.

Out of the office, I enjoy spending time with my wife Lyssa, and our three beautiful children: Hunter, Nora, and Eden. I also love to spend time in the great outdoors hunting, fishing, golfing, or playing baseball.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 617-302-8620