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Patrick Ruffner

Sr. VP of Lending

Reston, VA Mortgage Lender

NMLS #364050

11921 Freedom Drive, Suite 550 Office 561
Reston, VA 20190
Contact Methods
tel Phone
mobile Mobile
(630) 802-3864
fax Fax


About Patrick

When I entered the mortgage industry in 2009, the market was full of adversity. I worked in operations and sales, gaining a full understanding of the financing process and how to help borrowers win. Now, I’m a highly experienced professional with a 14-year track record of success. This comes from my ability to assess each client’s unique situation and provide a tailored solution that aligns with their financial goals. My expertise spans many mortgage programs, including conventional, FHA, VA, and niche loan options to fit your homeownership dreams.

A true veteran of home financing, I’ve overseen $10 billion in funded loan production and been awarded Mortgage Executive Magazine’s Top 1% of Mortgage Originators in America ranking five times. I’m committed to staying up-to-date with industry trends to ensure you receive the most accurate and current information about your mortgage options. I take pride in guiding individuals and families through the loan process, simplifying complex terms and paperwork to make it a smooth and stress-free experience. As your trusted advisor, I’m dedicated to transparency and integrity – aiming to foster a rewarding partnership with you, friends, and family that lasts for years to come.

When I’m taking time off from helping clients obtain their dream homes, I enjoy traveling, spending time with my beautiful daughter and her loving mother, and teaching a rambunctious golden retriever how to behave.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
First-time homebuyers and their family celebrating in their new home

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Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 202-951-3379