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11921 Freedom Drive, Suite 550 Office 559 Reston, VA 20190 Mobile (714) 906-0050 Tel (703) 621-0313 [email protected]
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- monday: 8:00AM – 5:00PM
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- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- First-Time Homebuyers
- Purchase
- Refinance
- VA Loan
Brandi McKeown
Let’s find your dream home
Hello, I’m Brandi, a dedicated mortgage professional with a passion for real estate and a mission to empower my community. My journey in real estate began in 2011, a pivotal moment that not only transformed my family’s future but ignited a desire within me to make a lasting impact. With America’s #1 Retail Mortgage Lender by my side, I’m ready to make homeownership a reality for you.
As a Military spouse, I’ve had the privilege of calling numerous places home over the past 15 years – teaching me the importance of community. Purchasing a home is not just a transaction but a significant milestone in one’s life. My goal is to create an experience that’s both informative and enjoyable, ensuring you feel confident and empowered at every step.
If you’re ready to take the next step in your homeownership journey, I’d be honored to guide you and help bring your dreams to life!
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.