Headshot of Billy McElroy

Billy McElroy

Branch Manager

Team McElroy

NMLS #48244

Adress
373 Egg Harbor Rd., Store #5
Sewell, NJ 08080
Contact Methods
Email
tel Phone
856-374-3331
mobile Mobile
(856) 625-6860
fax Fax
856-344-0054
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Billy

With more than 20 years of experience, Billy McElroy a Branch Manager with CrossCountry Mortgage has always pride himself with great customer service and doing right by the client. He is viewed as a leader in the industry and effective presenter as a member of many Real Estate and Mortgage organizations.

Whether you're in the market to buy your first home or refinance your existing property, Team McElroy will be there to help you so you don't lose out on opportunities. Billy’s philosophy is under promise and over deliver. This approach wins every time. They will walk you through the loan process and is with you the entire time.

Team McElroy has dedicated themselves to a customer first attitude and takes pride in earning your trust along the way. We believe trust in earned not taken for granted. Our relationships we have established are the heart of our business. Without you and referring us, we would not had the success helping so many families we have had the honor in helping.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
First time homebuyers admiring their new home

Ready to buy your first home?

 

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

  • Hispanic family laughing together
    Published on

    NAHREP 2022 State of Hispanic Homeownership Report

    2020 marked the beginning of large-scale, consistent market fluctuations, but despite that, the Hispanic homeownership rate has continued to rise. The National Association of Hispanic Real Estate Professionals (NAHREP) has released its annual report for 2022. Here's some key takeaways from the report.

  • A family on a tablet
    Published on

    Can You Buy a House with No Money Down?

    Saving for a down payment is definitely important, but there are alternative options if you have little to no down payment available to purchase a home. Let’s take a look at these options to see if one fits your circumstances.

  • Homeowner and his dog
    Published on

    Should I Use a HELOC for Home Improvement

    Renovation projects can update your home and make it more comfortable while also boosting its value. But home renovations can be costly. Should you use a home equity line of credit (HELOC) for home improvement projects?

    Here are the pros and cons of using a HELOC for home renovations.

  • A renovated kitchen
    Published on

    How the Purchase and Refinance Mortgage Process Works

    If you’re thinking about buying or refinancing a home, you may find yourself in unfamiliar territory. Use this quick guide to learn more about what to expect when buying or refinancing a home.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Billy McElroy was extremely helpful. Our sellers were difficult and they did everything in their power to make sure we had a pleasant experience and closed in time. I will definitely recommend them to friends and family.
Autumn N.
Billy McElroy and his staff at CrossCountry Mortgage are very professional, knowledgeable, courteous, patient...in other words the best!
Maureen C.
CrossCountry Mortgage in my opinion sets the standard in great customer service and knowledge in the mortgage business.
Enrique P.
Billy is quick and efficient and so very helpful . Pleasure doing business with from beginning to end
Louis H.
Everything was perfect
Louis H.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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