Headshot of Pedro Torres

Pedro Torres

Loan Officer

The Barb Harkins Team

NMLS #142139

Adress
216 Nazareth Pike, Unit B3, Suite 101
Bethlehem, PA 18020
Contact Methods
Email
tel Phone
610-554-1436
fax Fax
610-936-8043
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Pedro

Hi, I’m Pedro, your dedicated loan officer at our Bethlehem, PA branch. Shopping for a home can be a challenge, but obtaining a home loan should be easy! With over 19 years of mortgage industry knowledge, I'm here to make the process simple, smooth, and even fun. We’ll start by discussing your goals and priorities so I can find the best mortgage for you. I’ll keep you up to date on the progress of your loan and answer any questions quickly.

I truly enjoy helping first-time homebuyers, and being bilingual means I can assist Spanish speakers in achieving their dreams of homeownership. I offer a wide range of loan programs at America's #1 Retail Mortgage Lender, from FHA and VA to conventional and jumbo. I’m ready to provide the outstanding home loan experience you deserve.

Community service is also very important to me. I’ve served on the many boards and am currently, I’m secretary of the Allentown Neighborhood Improvement Zone Development Authority, an organization committed to the redevelopment of center city Allentown.

Specialties

  • Purchase and Refinance

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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