CrossCountry Mortgage Office in Santee, CA

California Mortgage Lender

262 Town Center Parkway, Suite 101
Santee, CA 92071

tel Phone
(619) 478-6975
email Email

Build prosperity with a proactive real estate strategy.

Meet the home loan team that has your back and best interest at heart. We work together using our combined expertise to close your loan quickly and smoothly. Our mission is to help you grow and manage your real estate portfolio, from your starter home to your retirement home — and all the investment properties in between.

Our Process

1. Strategize.

We want to learn about your dreams and goals so we can strategize together and find the best loan options for you now — and in the future.

2. Apply.

Our secure digital process makes it easy and simple to collect the documentation we need, giving you peace of mind for current and future transactions.

3. Meet your loan partner.

Our loan partners serve as your personal concierge throughout the mortgage process. They’ll finalize your loan documents, walk you through the signing and wire transfer process, and ensure you enjoy a quick closing.

4. Close.

Our service doesn’t stop when we close your loan. We’ll follow up with you to make sure you’re satisfied with the transaction and answer any questions. We’ll also be watching out for opportunities in the future to lower your interest rate and payment, or access your equity to achieve the next step in your financial plan.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • Buy a home

    We offer competitive rates, loans with low down payments, and down payment assistance.

  • Renovate

    Whether you’re remodeling your dream home or building an accessory dwelling unit (ADU) or rental unit, we’re the most experienced team to help.

  • Refinance

    Reduce your interest rate and monthly payment. Or cash out equity to pay down debt, purchase a new home, pay for education, or splurge on something special.

  • Invest

    Work with us to build and manage your real estate portfolio to create passive income.

Expert advice at every turn.

Our leadership team brings years of real estate financing experience. We know home loans!

We are committed to providing you with the best customer service in the industry. Every day we help homeowners just like you achieve their home financing goals while providing the guidance and technology for a fast, stress-free process with no surprises.

The biggest purchase of your life deserves the attention of the best mortgage professionals. Our licensed loan officers bring decades of proven performance and integrity to the table. The entire team collaborates to close your loan quickly, and our sole focus is to help you achieve your homeownership goals while keeping you informed throughout the process.

Your Loan Officers Here to Help

Meet Our Loan Officers

Meet Our Team

At Your Service & Here to Help

A young couple preparing their ADU for their parents

Specialists in ADUs

There’s a lot of talk about ADUs. You might want a place for an elderly relative to live close to you. You could be looking for extra income from a rental. Maybe you need a quiet office to work from home.

The accessory dwelling unit, or ADU, goes by many names: in-law unit, secondary dwelling unit, granny flat, or carriage house. An ADU can be attached to the house or a stand-alone unit, and has its own kitchen, living area, and a separate entrance. Whatever your plans, you’ll probably need financing. That's where we come in.

ADU Coalition Founding Members logo
Learn More About ADUs
A military family playing in their home

Military Families and Veterans

As a former Military family and founders of Operation Homefront, we take special care of Servicemembers, Veterans and their spouses. We have personally built real estate prosperity using each PCS as an opportunity to buy, hold, or flip properties — and we can guide you through your journey. Need a trusted expert at your new duty station? We’ve got you covered. We know your challenges and won’t hassle you with extra obstacles.

How We Can Help.

Buy.

It begins with your first home purchase, whether alone, with your spouse, or with your buddies. Servicemembers and Veterans are eligible for VA loans, which allow you to buy a primary home with no down payment.

Grow.

As you move to new active duty stations, we can strategize on the best options to buy, hold, or flip. We can help you achieve financial freedom through passive income on real estate investments.

What Our Clients Say

Meredith and Michael helped me secure a loan on a property very quickly. They work fast and are extremely knowledgeable in their areas. I was particularly happy with the depth of knowledge with regards to ADUs and construction loans. I will be looking to work with them in the future as well.

Manraj G.

Helping your home financing process go smoothly.

GALLERY

Our Vision — Then & Now

Our Mission & Goal

Recent Posts and Articles

Blog

  • A man and woman filling out paperwork
    Published on

    How to Qualify for a Self-Employed Mortgage Loan

    Being your own boss is a freeing experience, allowing you to leave a mark in the world. If you are self-employed, you should take advantage of the many home loan options available to you. This article presents a detailed guide to the steps you can take to be the perfect candidate for a self-employed mortgage loan.

  • A suburban home
    Published on

    Should You Buy Mortgage Points to Lower Your Interest Rate?

    Buying mortgage points is one of the most popular ways to lower your interest rate. Read on to understand how to buy mortgage points, how they work, and the benefits of buying down interest rates.

  • A couple meeting with loan officer
    Published on

    How to Get an Offer Accepted on a House with Multiple Offers

    Bidding wars in extremely competitive real estate markets can be overwhelming and downright ugly. Here are easy steps you can take to make sure your offer stands out.

  • two women in a meeting
    Published on

    Adjustable-Rate Mortgage vs. Fixed Rate Mortgage

    The mortgage interest rate is the biggest differentiator between an adjustable-rate mortgage and fixed-rate mortgage. Learn the benefits of both mortgage options.

Quick Contact Form

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consenting to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.