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- monday: 9:00AM – 5:00PM
- tuesday: 9:00AM – 5:00PM
- wednesday: 9:00AM – 5:00PM
- thursday: 9:00AM – 5:00PM
- friday: 9:00AM – 5:00PM
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- Condo Mortgage
- Conventional Loan
- Home Equity
- Investment Property
- Non-QM Loans
- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Nick Kristoff
- Branch Manager
- Bluffton, SC Mortgage Loan Officer
- NMLS #379253
I’ll be with you every step of the way
Hello! I’m Nick Kristoff, a branch manager at CrossCountry Mortgage in Bluffton, SC. Licensed in Florida, Georgia, South Carolina, North Carolina and Virginia, I excel at helping Lowcountry residents finance their dream homes. I’ve been named a Scotsman Guide Top Originator and one of the Top 1% of Mortgage Originators in America by Mortgage Executive Magazine.
My family philosophy is simple: “Say what you mean, mean what you say and do what you say you’re going to do.” This straightforward approach, combined with extensive knowledge and experience, has allowed me to succeed in any market condition. My expertise covers a wide range of home loans, including VA, FHA, USDA, Fannie Mae, Freddie Mac, jumbo, construction and reverse mortgage programs. Whether you’re purchasing, renovating or refinancing, America’s #1 Retail Mortgage Lender offers a product for your plans.