Builder Lending Partnerships for Residential & Commercial Projects
Your momentum deserves a partner who can match it. Backed by clear communication, predictable timelines and dedicated support, we provide reliable lending solutions for all stages of your enterprise.
If you’re looking for builder resources to fuel your next project, the team is ready to meet you.
Loan products and partner programs
Benefit from a builder lending partner with deep industry expertise, responsive underwriting and thorough market knowledge. Our lending portfolio can help you and every customer who walks through your door.
We’d like to be the mortgage company you recommend to your clients again and again. Our partnership provides the resources you need to confidently manage complex projects and deliver results on time and on budget.
Loan Products
- Traditional Loans (Conventional, FHA, VA, USDA)
- One-Time-Close Construction Loans
- Non-QM Loans (for non-traditional income)
- Extended Rate Locks*
- Buydown Programs
- And so much more
Forward Commitment
We offer traditional forward commitments as well as our Flex Forward option, which gives builders and lenders the flexibility to use incentive dollars where they make the biggest impact. By allowing funds to be allocated toward rate reductions, closing costs or a mix of both, Flex Forward helps create compelling offers that attract buyers and keep projects moving.
Partnership models built for your builder business
With us by your side, you stay competitive, win more buyers and keep projects moving. Our flexible partnership models are built to support your team and elevate your client experience at every stage.
We offer custom partnership models that match your unique business model. Our creative solutions can give you more competitive possibilities.
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We know buyers have options, and that’s a good thing. While you can recommend your preferred lender, no one can require a buyer to use them. That’s why we earn your trust by consistently delivering competitive rates, fast closings and exceptional service that reflect well on you.
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Our MSAs are designed to support your sales team and streamline the buyer journey. With thoughtfully crafted marketing touchpoints, we ensure buyers have the mortgage resources they need, right when they need them.
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Offer buyers a smoother path to ownership without cutting into your bottom line. We’ll work with you to reduce upfront costs, creating a competitive edge that drives sales and keeps your projects moving.
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Why market alone when you can amplify your impact? Leave the heavy lifting to us when it comes to marketing support. Our co-marketing solutions combine your brand strength with ours to create polished, compliant materials that get noticed — and get results.
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We may have shaken hands at an industry trade show, or you might already work with one of our fantastic loan officers. Help us get to know your business and build the right mix of resources to help you sell more, faster. Your business isn’t generic, and neither are our solutions.
Why partner with CrossCountry Mortgage
We’re all in, driven and approachable in our mission to personally serve. Starting with our loan officers in their business, our CrossCountry Mortgage family in their careers, our partners in their client relationships and our borrowers in fulfilling their dreams of homeownership.
#1 retail lender in the nation
We’re the Nation’s #1 Retail Mortgage Lender (2024, 2025) by both Scotsman Guide’s Top Retail Mortgage Lender list and Mortgage Executive Magazine’s Top 50 Mortgage Companies in America list.
What we’re proud of:
- CCM financed 1 in 35 homes sold nationwide. (By volume in Q4 2025).
- Over 131,000 families served in 2025 (Internal record data).
- Over 4,300 down payment assistance loans funded in 2025 (Internal record data).
- More than $66 million in down payment assistance delivered to help first-time and underserved homebuyers (Internal record data).
- New company record in October, originating $5.5 billion in volume (Internal record data).
- New company record in Q4, originating over $15.6 billion in volume (Internal record data).
These recognitions underscore our sustained growth, operational excellence and unwavering commitment to helping families achieve homeownership.
Nationwide presence
Since Ron Leonhardt founded the company in 2003, we’ve grown from our Cleveland roots into a national presence. With 7,000+ employees and more than 700 branches, we’re here for borrowers across all 50 states and D.C.
Fast, efficient closings with dedicated support
We process, underwrite, close, fund and service the majority of our loans so there is no need for third-party vendors. We control the entire process.
Marketing support to sell more homes
Sell more homes with marketing power behind every project. We offer co-marketing, buyer incentive programs and custom partnership strategies. Leverage our brand to elevate your visibility and accelerate sales.
- Online resources
- Custom brochures and flyers
- Sharable social media content
- And more!
Contact us to learn more
Builder lending partnerships: Frequently asked questions
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- Commercial builders
- Production & condo homebuilders
- Custom homebuilders
- Multi-Use Builders
- New construction clients
- Condominium developers
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Yes, we sure do! Secure today’s rates for tomorrow’s projects. Pair this with our extended rate lock program and build with confidence that your funding is assured. You’ll also want to hear about our Flex Forward option that (you guessed it) gives flexibility to money allotment.
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Yes — go fill out the form to chat about custom marketing agreements, social media and digital marketing support and the tools to keep you top of mind.
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Builders need lenders who can handle volume and maintain exceptional service in any market. Our builder division was created for that purpose. We streamline communication, accelerate approvals and protect your timelines so every buyer has a smooth experience.
A strong preferred lender partnership starts with trust and ends with results. We understand builder demands and deliver fast, accurate financing that keeps your projects moving. When you work with us, you gain a partner who makes your success the priority.
*CrossCountry Mortgage, LLC (NMLS 3029) does not originate, underwrite, or make credit decisions for commercial loan products. All commercial loan inquiries are referred to Valere Commercial, an affiliated commercial lender, which independently conducts all underwriting and renders all commercial credit decisions.
**All partnership options are structured in accordance with RESPA and applicable regulations.