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Buy a home

Buying a home is a big decision. But you don’t have to do it alone. We stand by you every step of the way, so you confidently go from home shopping to homeowning. For the first-time homebuyer, the property investor, or the second home seeker, start your journey with us.

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Mortgage refinance

If mortgage interest rates are lower than when you purchased your current home, you could save money by refinancing with CrossCountry Mortgage.

Lock in your rate

Home equity loan

Use your home’s equity as collateral to get either a line of credit (HELOC) or a one-time payment with a second mortgage. Then use the cash for anything from college tuition to major renovations. It’s yours. Use it how you want.

Get cash now

Non-traditional mortgage options

Down Payment Assistance

Home financing for the self-employed

Self-employed homeowner

Traditional mortgages have specific requirements related to income, credit, and job stability. But what happens if you don’t meet these criteria? We have options.

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Saving for a down payment is one of the biggest hurdles to homeownership for first-time homebuyers. Our down payment assistance programs are designed to help.

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Our bank statement loan allows self-employed borrowers, who typically take advantage of tax write-offs, to qualify for a mortgage using bank statements instead of tax returns.

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We help you head home

No matter where you are in the process, we take pride in helping people get the home they want — with the mortgage they can afford. That’s why we’re America’s #1 Retail Mortgage Lender.

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I received a loan with a very competitive interest rate and low cost of loan. Service was excellent and the loan process was efficient, and I was able to close on my house within 30 days. CrossCountry Mortgage is highly recommended!

Peter L.

I was on a very short timeline and a sort of complicated situation. The team at CrossCountry Mortgage really rallied to get it all done in time. Can’t really express how much I appreciate the effort.

Phillip K.

CrossCountry Mortgage has developed the best model for keeping their potential borrowers regularly informed as to progress/milestones from start to finish.

Robert M.

CrossCountry Mortgage made purchasing my dream home in another state very easy. I knew what to expect each stage of the process and any questions I had were answered quickly. I will recommend them to others and continue to use them for my home needs too!

Sarah M.

Everyone I worked with was extremely professional, respected my time, and answered my questions in a timely manner. Everything was communicated to me exactly on time and the loan process was made more smooth!

Yasamin N.

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