How much does it cost to refinance?

Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs. Learn more

How much house can I afford?

To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. Learn more

What is a good credit score?

A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan. Learn more

A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period. Learn more

How do I calculate mortgage payments?

To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. Learn more

2 Miranova Place, Suite 280
Columbus, OH 43215 Mobile 740.502.5275 [email protected]
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- Purchase
- Refinance

Your Local CrossCountry Mortgage Loan Officer

Jared Patterson

Sales Manager/Sr Mortgage Consultant
Columbus, OH Mortgage Loan Officer
NMLS # 919530

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I’ll be with you every step of the way

Hi, I’m Jared, and for over 10 years, my main focus has been providing great service to my clients and partners. I’m always working and available to my clients so we never miss out on securing a dream home! Whether you’re searching for your first house or moving up into your second home, I’m here to assist in your homebuying journey.

We’ll start by discussing your homeownership dreams and goals and how to achieve them. I’ll walk you through the steps involved in home financing to clarify what happens from application to closing. I’ll provide updates, answer your questions, and ensure we walk together every step of the way. I offer a variety of loan programs to fit your goals, from conventional and jumbo to FHA and VA. At America’s #1 Retail Mortgage Lender in Columbus, OH, I can’t wait to get started on your home financing journey.

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With our recent acquisition of Two Harbors and RoundPoint, we can now open more doors … whether you’re looking for a first home, vacation home or investment property.

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How much will your mortgage payment be?

Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.