Jerry Wilson Group
Your Future Our Focus
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- Purchase
- Refinance
We’ll be with you every step of the way
Jerry Wilson started in the mortgage industry in 1992 and formed the Jerry Wilson Group in 2001. As the team has evolved, we made our home at CrossCountry Mortgage, America’s #1 Retail Mortgage Lender.
Just a few of our favorite reasons to work with the Jerry Wilson Group:
- We offer our clients an extensive loan portfolio with options for their home financing goals.
- We provide marketing support for our partners.
- We specialize in corporate relocation mortgage services.
- We are solutions-oriented in self-employed and more complex loan scenarios with limited documentation.
- We work with investors and fix-and-flip properties.
- We strive for premium service levels for our clients, agents, referral partners, corporate relocation, and affinity relationships through service, marketing, and technology.
Jerry was named a Top Originator in the Scotsman Guide four times, top 10 in the state of Oregon, and our team won #1 best lender in Lake Osw
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Meet our team
Our support staff
Ashley Hutcheson
Team Lead / Senior Processor
Jenn Tushner
Branch Marketing AssistantMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.