Headshot of Karen Flores

Karen Flores

Sr. Loan Officer

The Karen Flores Team

NMLS #1113120

Adress
1750 S Woodlands Village Blvd, Suite 150
Flagstaff, AZ 86001
Contact Methods
Email
mobile Mobile
(928) 699-4525

Awards

About Karen

I’ve been in the mortgage business serving Arizona since 1993. As a professional who worked as both a loan officer and branch manager, I have experience in many loan programs – especially construction loans and down payment assistance programs. I love helping first-time homebuyers finance their first home and meeting repeat clients’ mortgage needs. No matter your situation, I’m excited to get it done!

From applying to receiving your keys or completing your refinance, I’ll be there to support you. You’ll receive continuous updates on your loan, and I’ll be available to answer your questions, too. Communication promotes confidence, and I want you to feel confident every step of the way.

No matter if you’re buying, refinancing, or renovating, I look forward to giving you an outstanding mortgage experience.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

A renter learning how he can buy his first home

Move on from renting
Move into a home you own

 

I understand buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home.

Not sure you're financially ready?

We'll make a plan that fits your budget.

Think iffy credit will hold you back?

I've got options with flexible requirements.

Unsure about high rates, down payments, or closing costs?

We'll find ways to save.

Don’t wait – let’s start the process so you can make your big move.

Contact Me

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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