Get up to $4,000 in down payment assistance

Homeownership is within easier reach Freddie Mac BorrowSmart AccessSM

We’re excited to make homebuying more affordable by offering Freddie Mac BorrowSmart Access.

This program provides up to $4,000 in down payment/closing cost assistance based on Area Median Income (AMI) and other eligibility criteria.

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A step toward home

Eligibility requirements for Freddie Mac BorrowSmart Access

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At least one borrower must be
a first-time homebuyer

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1-2 unit primary residences only

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Borrower income must be
no more than 140% of AMI*

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Homebuyer counseling required

*Down payment amount will vary based off of borrower's percentage of AMI. Contact a CrossCountry Mortgage loan officer for income and property eligibility details.

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Frequently asked questions