Fixed Rate Refinance Loans

With a fixed rate mortgage, your interest rate and payments will be consistent throughout the duration of your loan. You can rest assured knowing your interest rate won’t increase alongside market rates. You may also benefit from refinancing if market rates decrease.


You must have sufficient income and credit history to qualify for a fixed rate mortgage.

Pros And Cons

How long you plan to live in the home is important. For example, if you’re planning to live in the home long-term, a fixed rate mortgage may be a better option.